Find Equitas Small Finance Bank IFSC Code

Understanding the Importance of IFSC Codes for Equitas Small Finance Bank

The IFSC (Indian Financial System Code) is a unique 11-character identifier essential for facilitating electronic payments such as NEFT, RTGS, and IMPS in India. When transferring funds to an account held with Equitas Small Finance Bank, the correct IFSC code ensures accuracy and security. Without the proper code, transactions may be delayed, reversed, or fail.

Each branch of Equitas Small Finance Bank has its own IFSC code. These codes are regulated and issued by the Reserve Bank of India (RBI) and are a mandatory component in online banking.

How to Find Equitas Small Finance Bank IFSC Code Quickly

Structure of Equitas Small Finance Bank IFSC Code

Example IFSC Code: ESFB0000001

Here’s what each section means:

• First 4 characters (ESFB): Identifies Equitas Small Finance Bank
• 5th character (0): Reserved for future use, always 0
• Last 6 characters (000001): Unique branch identifier

This structure is consistent across all Indian banks as regulated by the RBI.

List of Common Equitas Small Finance Bank IFSC Codes

Popular Equitas Small Finance Bank Branch IFSC Codes

Branch Location IFSC Code Branch Code

Chennai – T. Nagar ESFB0001001 001001

Mumbai – Andheri East ESFB0001012 001012

Bangalore – Koramangala ESFB0001044 001044

Delhi – Connaught Place ESFB0001055 001055

Hyderabad – Banjara Hills ESFB0001077 001077

These codes are essential for ensuring that funds reach the correct destination. Confirm the code with the bank before initiating any high-value transfers.

Steps to Use IFSC Code for Online Transfers

For NEFT (National Electronic Funds Transfer)

1. Log in to your bank’s internet banking portal.
2. Add a beneficiary with the Equitas account number and IFSC code.
3. Enter the transaction amount and schedule the transfer.
4. Confirm the details and authenticate the transaction.

For RTGS (Real Time Gross Settlement)

1. RTGS is ideal for large transfers above ₹2,00,000.
2. Enter the same beneficiary details as for NEFT.
3. Ensure correct IFSC code entry.
4. Authenticate the high-value transaction with OTP or a token.

For IMPS (Immediate Payment Service)

1. IMPS is available 24/7.
2. Add a beneficiary with the proper IFSC and account number.
3. Use mobile banking or UPI apps for instant fund movement.

Benefits of Using the Correct Equitas IFSC Code

• Ensures quick, secure fund transfers
• Reduces transaction failures or reversals
• Guarantees proper routing through the RBI payment system
• Helps track and verify payments through unique identifiers

Precautions to Take When Entering the Equitas IFSC Code

• Double-check the branch code and account number
• Avoid copy-pasting from unverified sources
• Use only RBI-approved or bank-authorized directories
• Never share sensitive banking details with untrusted platforms

Contact Equitas Small Finance Bank for IFSC-Related Queries

• Customer Care: 1800 103 1222 (Toll-free)
• Visit the nearest branch: Use the branch locator for directions and working hours

Conclusion: Reliable Methods to Find Equitas Small Finance Bank IFSC Code

Knowing how to accurately find and use an Equitas Small Finance Bank IFSC code is essential for smooth online banking. Whether you are initiating NEFT, RTGS, or IMPS transactions, using the correct IFSC ensures your money reaches the right destination without error or delay. Always confirm the code from reliable sources before proceeding. For regular payments or new beneficiaries, save time and reduce errors by bookmarking the official IFSC page on the Equitas website.